Ratifio vs Yoti Sign
Yoti Sign combines identity verification with electronic signatures — a powerful combination if you need both. But if your primary need is document signing with regulatory-grade audit trails, Yoti's identity-first approach adds complexity and cost that may not serve you. Ratifio focuses entirely on the signing workflow: chain of custody, document integrity, and long-term retention.
Signing infrastructure with forensic audit trails and 7-year retention
Identity-verified e-signatures for trust and compliance
Yoti Sign pricing typically requires annual commitments and per-user fees. Here's what Ratifio offers instead.
For regulated teams getting started with e-signatures
For organisations with regulatory reporting obligations
For financial services, healthcare, and government
Every action is logged with IP address, user agent, ISO 8601 timestamp, and document hash. Consent text recorded verbatim. Not a summary — the actual evidence trail your regulator expects.
Financial regulators expect 7 years. Healthcare expects 8-10. Ratifio stores documents and audit trails for the full retention period with immutable logs and automated retention management.
SHA-256 hash at upload, recorded before signing begins. Any modification to the document after upload is cryptographically detectable. This isn't a feature — it's the architecture.
REST API, webhooks, bulk operations, and white-label embedding. Ratifio fits into your existing compliance stack. Integrate with your GRC platform, case management system, or internal workflow.
If you need identity verification as part of your signing process, Yoti is purpose-built for that. If you need signing infrastructure with forensic audit trails, long-term retention, and compliance-first design — and your identity verification happens elsewhere in your stack — Ratifio is the focused choice.
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