Ratifio for Fintech
Fintech companies operate under the same regulatory microscope as incumbent banks — but with a fraction of the compliance budget. Ratifio provides the chain of custody, document integrity, and retention your regulator demands, without the 6-figure contract or 6-month implementation of legacy platforms.
Your FCA supervisor expects per-event evidence for every customer signature, but your signing tool only produces a summary certificate
Client onboarding documents need 7-year retention, and your current provider charges enterprise rates for anything beyond 12 months
Third-party tracking scripts on your signing pages create GDPR exposure your compliance team can't fully risk-assess
Every signature event recorded: IP address, user agent, ISO 8601 timestamp, verbatim consent text, and SHA-256 document hash. Exportable as signed audit certificates designed for regulatory evidence.
Standard retention is 2,555 days. Your account opening documents, terms acceptances, and agreement signatures are retained for the full period your regulator expects — immutably.
No analytics, no pixels, no third-party JavaScript. Your customers' financial data and signing behaviour stays between you and them. One less processor in your data protection impact assessment.
Plans designed to scale with your needs.
For regulated teams getting started with e-signatures
For organisations with regulatory reporting obligations
For financial services, healthcare, and government
Fintech companies operate under the same regulatory microscope as incumbent banks — but with a fraction of the compliance budget. Ratifio provides the chain of custody, document integrity, and retention your regulator demands, without the 6-figure contract or 6-month implementation of legacy platforms.
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