Ratifio vs OneSpan Sign
OneSpan Sign (formerly eSignLive) has been in the regulated signing space for decades, and they know compliance. But their platform carries the weight of that history — legacy APIs, on-premise-first architecture adapted for cloud, and pricing that requires a conversation with sales before you see a number. Ratifio delivers the same compliance depth on a modern, API-first platform.
Modern compliance signing infrastructure — same rigour, better technology
Trusted e-signatures for regulated industries with 20+ years of experience
OneSpan Sign pricing typically requires annual commitments and per-user fees. Here's what Ratifio offers instead.
For regulated teams getting started with e-signatures
For organisations with regulatory reporting obligations
For financial services, healthcare, and government
Every action is logged with IP address, user agent, ISO 8601 timestamp, and document hash. Consent text recorded verbatim. Not a summary — the actual evidence trail your regulator expects.
Financial regulators expect 7 years. Healthcare expects 8-10. Ratifio stores documents and audit trails for the full retention period with immutable logs and automated retention management.
SHA-256 hash at upload, recorded before signing begins. Any modification to the document after upload is cryptographically detectable. This isn't a feature — it's the architecture.
REST API, webhooks, bulk operations, and white-label embedding. Ratifio fits into your existing compliance stack. Integrate with your GRC platform, case management system, or internal workflow.
OneSpan Sign is the incumbent in regulated signing, and their compliance capabilities are strong. If you want the same regulatory rigour on a modern platform with transparent pricing and a developer-friendly API, Ratifio is the next generation.
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