Regulatory Affairs Director
Dr. Ward spent 12 years at the Financial Conduct Authority before joining Ratifio. She advises regulated firms on digital compliance and writes extensively about the intersection of technology and financial regulation.
The insurance sector faces specific regulatory requirements for electronic signatures, from Solvency II record-keeping to Lloyd's market standards. This guide covers the compliance landscape for insurers and brokers.
Electronic signatures intersect with AML and KYC obligations in ways that many firms underestimate. This article explains how to integrate e-signatures into your AML compliance framework without creating regulatory gaps.
Multiple regulations mandate long-term document retention for financial services firms. This guide explains which regulations apply, what the requirements are, and how to implement compliant retention policies.
The FCA does not prohibit electronic signatures, but it does impose specific obligations on how they are captured, stored, and evidenced. This guide breaks down the regulatory requirements for financial firms adopting e-signatures.